WHY JOIN RTO ??

Take a couple of minutes to read this page.
It may affect your retirement circumstances!!



RTO/ERO is a bilingual and voluntary organization, The Retired Teachers of Ontario offers numerous benefits to members. These include: pension protection; health care coverage; a Long Term Care Plan; advocacy on social, political and economic issues; group travel programs; community involvement; and regular communication from both Provincial and District levels. RTO/ERO provides a strong and active voice for a membership of over 54,000. Members range in age from 51 to 100 plus and include 4,000 associate members, most of whom receive spousal pension as widows or widowers of retired Ontario teachers. Most RTO/ERO members live in Ontario and are affiliated with one of over 40 Districts into which the organization is divided. There is also a District in British Columbia with approximately 500 members. RTO/ERO is the only organization with representation from Elementary, Secondary, Public, Catholic, French, English and private schools. Many members are actively involved at both the District and Provincial levels. Within each District, members participate in social, travel and leisure opportunities, become involved in political activities and some assume leadership roles on District Executives. At the Provincial level, members are actively involved through the work of the Senate, the governing body of RTO/ERO. Two representatives from each District serve as Senators, deciding upon financial and policy issues and electing a Provincial Executive. This Executive meets monthly and has several standing committees including Audit, Communications, Health Services & Insurance,Member Services, Pension & Retirement Concerns, Political Action, and Project-Service to Others.

RTO/ERO's strength is in its numbers. As a member you have influence. Our size enables us to advocate on your behalf on a wide variety of issues of interest to retirees and seniors.

Your RTO/ERO membership fee is only $1.10 per $1,000 of gross pension, and the Ontario Teachers' Pension Plan will conveniently deduct it each January from your annual pension.

PENSION PROTECTION
RTO/ERO monitors pension legislation, comments on proposed changes and recommends improvements for retired teachers
Senior staff members participate in regular discussions with OTF - the Ontario Teachers' Federation
RTO/ERO is a voting member on the OTF Pension and Pension Negotiations Committees, representing members in pension negotiations with the Provincial Government

POLITICAL ADVOCACY
RTO/ERO lobbies at all levels of government of concern to educators and retirees, including care, support for active teachers and publicly- education, seniors' issues, and the environment
As appropriate, members organize petitions and meetings and lobby local M.P.s and M.P.P.s

HEALTH INSURANCE
RTO/ERO provides health insurance that is comprehensive, competitive and affordable, operating the largest Canadian retired educator health plan with 35,000 members covering 55,000 people
The Plan is owned and managed by RTO/ERO members and available only to members
Health Plan members choose from Extended Health, Semi-Private Hospital and Dental Plans, all offered independently, with single, couple or family coverage
Highlights of the Plan include: direct drug payment to pharmacies; electronic submission of dental claims; direct deposit of claim payments; paramedical practitioner services; vision care; home care; and travel coverage while outside of province and country

COMMUNICATION
RTO/ERO publishes a national award-winning quarterly magazine, Renaissance, for all members and monthly newsletters for Provincial and District leaders
Over 45 Fact Sheets on social, health, legal and financial matters of interest to retirees are available to members
Tax Tips and Pocket Calendars are produced annually
RTO/ERO maintains a professionally-designed website, and provides technical assistance to District webmasters

SERVICE TO OTHERS
RTO/ERO operates "Project-Service to Others", a fully-funded grant program of $100,000 for Districts to participate in worthwhile community projects
Districts can apply annually for up to $4,000 to support local projects such as help for the homeless, school day care for children of single teenage mothers, programs for disadvantaged students, and social programs for those less fortunate

CONNECTIONS
RTO/ERO shares resources and expertise with several provincial and national organizations to improve the quality of life for retirees
These include: the Canadian Association of Retired Teachers (CART), the Ontario Community Support Association (OCSA), the Ontario Network for the Prevention of Elder Abuse (ONPEA), the Ontario Residential Counselling Association (ORCA); provincial teacher affiliates, and trustee, supervisory officer and principals' organizations

ASSISTANCE and SUPPORT
RTO/ERO provides assistance and support to members in need, through Provincial and District Goodwill Committees
This includes: help with banking; rides to medical appointments; travel to RTO/ERO social events, financial assistance; and compassionate support

TRAVEL
RTO/ERO members can travel the world with air flights, cruises and tours on five continents
RTO/ERO works with professionals who design exclusive travel packages for our members
RTO/ERO members serve as tour leaders